Champion Cheapskate Training Center

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Become a Champion Cheapskate today! The benefits of using tightwad-tactics and penny-pinching plans save you not only money, but time, stress and buyer's remorse too.

Hey, Cheapskates! Want your own personal penny-pincher plan designed exclusively for you? Write for FREE details or fax 360.656.1172.

Learn the secrets of Negotiation, Barter and Swap & Exchange. Know YOUR rights. Come out $1000s ahead – be a savvy value-oriented consumer. Just do it!

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Why Buy? Use the 5 R's instead

• Repair
  
• Restore
  
• Reduce
  
• Reuse
  
• Recycle

Use the 5 R's for yourself, your loved ones and business. Search your closets, basement, attic, storage areas, shed, etc.

Yes, take advantage of what you already have. If it works, use it!

Good news. These “comfort” items probably won’t have to be broken in. And you'll be amazed at what a little spit and polish can do.

For more ways to use these your unwanted and unused items visit The Easy Way to Yard Sales & Auctions.

Your Most Precious Asset

Remember that if you wouldn't buy it with cash, don't buy it with credit. Also, pay off your bill in full each month. Avoid finance charges. They can eat you alive.

• Do your due diligence before every major purchase (buy, rent or lease) and transaction for business and pleasure:
  • house, car, investments, computers, office equipment, (re)financing, repair, construction, real estate, consumer electronic goods, appliances, funeral, casket, jewelry, art, collectibles, exclusive clothes, furniture, boats, airplanes, business, insurance, education, gifts, etc.

• Check out sellers, brokers, agents, stores, etc. with:
  • the Better Business Bureau, SEC, industry watchdogs, regulators, friends, relatives, colleagues, trusted periodicals, etc.
    • see Consumer Champions for more

• Know all warranties and guarantees

• Get everything in writing (preferably original copies) before the transaction, especially all verbal claims

• Comparison shop (see Price Checkers for more)

• Negotiate the best deals – ask and ye shall receive

Time is Money! Avoid wasting your valuable time and effort dealing with lemons. Make your time pay!

Attention: Travelers! Save up to 50%!

Time is more valuable than money. Get your very own personal time management plan and make time pay.

Time is your most valuable asset. Once used or lost it's gone forever. You can always get more of things like money. To maximize yours visit TimeManagement4U.com.

Buy on need not greed. E-commerce, credit cards, debit cards, PayPal, 800 & 900 numbers, ATMs, mail order, telemarketing, Western Union, etc. make it easy to buy. But they can also leave you in debt (or deeper).

Resolve to be more frugal. Learn more buying secrets. Take time right now to make the right selections, get the best deals, line up superior service & support and pay down your existing debt. Or you may spend all your time straightening out the mess.

Put time on your side. Get a personal time management plan OR get your personally autographed copy of "Time Tactics Survival Guide" by Arthur A. Hawkins II. Use the PayPal button immediately below to order safely now. 100% MONEY Back Guarantee!

More time tips at TimeManagement4U.com.

© Copyright by Arthur A. Hawkins II. All rights reserved.